Teller

Teller is a permissionless, non-custodial lending protocol that unlocks credit across any token by enabling isolated, no‑margin‑call lending pools. Anyone can open a pool for any token—L1/L2s, AI coins, GameFi, memecoins, or tokenized RWAs—so holders and projects can earn yield or borrow against assets without forced liquidations. Borrowers pay a premium for no‑margin‑call liquidity; loans roll over monthly with LTV rebalancing, remaining open through price swings and liquidation cascades.

Designed as an algorithmic credit-risk system, Teller isolates default risk to individual pools and supports both unsecured and collateralized markets. Its core primitives—accrued interest, credit risk algorithm (CRA), price oracles, and a defined liquidation process—deliver transparent, auditable mechanics that keep markets resilient. Documentation and developer guides cover contracts, nodes, and integration; community channels provide support.

With live pools across diverse token narratives and features like Teller GPT for chat-driven lending, Teller delivers flexible, resilient on‑chain credit and yield for token holders, teams, and builders.